INVESTMENT PROPERTY NEWS
VOLUME 13
THE DEPRECIATION GAAP AND REITS
Have you ever tried to explain
the depreciation on your tax return to a loan officer at the bank?
If so you can see the accounting problem faced by REITs. Most publicly
traded companies adhere to the rules known as GAAP. Under GAAP procedures
depreciation would severely depress the stated earnings of the REITs. For
that reason REITs express their earnings as FFO or Funds From Operations.
This adds depreciation back into the cash flow. It also causes confusion
for investors, because the investors are used to GAAP.
In order to move closer
to GAAP a new method has been developed called EBSD. That stands
for Earnings Before Structural Depreciation. This method adds back
the durable items that are depreciated over 30 years or more. It
leaves things with shorter depreciation cycles as an expense.
THE COURT SLAMS THE DOUBLE WHAMMY
Formerly, when a violation of
EPA laws occurred, the state would file an action and the feds would also
file an action. The process is called “overfiling”. Under the Resource
Conservation and Recovery Act, the EPA is allowed to delegate authority
to the states to enforce hazardous waste regulations. The court
has said “no fair”. If the feds have delegated the authority to the
states to regulate, they have also delegated the responsibility for enforcement.
USING REAL ESTATE TO BUILD AND PRESERVE WEALTH.
In the last several issues we
have discussed acquisition and portfolio strategies. Now let’s say it is
time to take the money and run. You have everything tied up in real
estate and you just don’t want to do that anymore. Here are 5 exit
strategies for people who have had successful real estate investment careers.
#1 Sell everything, pay
a whole bunch of taxes, buy a new investment vehicle and go on from there.
#2 Sell the properties,
taking back mortgages, pay taxes on the installment sale method. This lets
most of your investment dollars keep working. This creates a self-liquidating
investment. You either need to die before the income runs out or
have a new investment plan to keep your net worth growing.
#3 Sell the properties that
you are actively managing. Use a 1031 exchange. Buy very solid
net leased properties that require little or no ongoing management.
This method provides permanent income and a residual for your estate.
Capital gains taxes are deferred at least until you die. A good estate
plan can preserve the wealth after your demise.
#4 Sell the properties that
you own. Use a 1031 exchange to buy resort properties or residential
properties good enough that you are willing to live in them. Naturally
your intent must be to keep them for investment purposes. Intent,
of course, is subject to change. Change your intent on the properties,
one at a time. Live in the property where your intent changed for
at lease two years and sell it using the principal residence exclusion
to avoid most or all of the capital gains tax. If you are married
you can avoid taxes on $500,000 on each sale. If you are single you
can avoid taxes on $250,000. It may be worth getting married if you
have a lot of property.
# 5 Keep your property.
Hire a really good Asset manager. You need more than a traditional
property manager if you want to just walk away from your property and play.
You need someone who cares about long-term preservation and enhancement
of value. This may even be a good time to sell a part interest in
the portfolio to someone who will make a commitment to a long-term strategy.
SEGREST INTERNATIONAL JOINS ONE WORLD REAL ESTATE NETWORK
In an effort to gain better
market access for our customers, Segrest International, Inc. has joined
the ONE WORLD REAL ESTATE NETWORK. For more information visit our
website at….www.1wre.com
THE IRS HAS MADE RULES FOR REVERSE EXCHANGES.
They are pretty much what you would expect…. The reverse
of a regular Starker exchange. Instead of identifying a replacement
property and buying it, one identifies a relinquished property and sells
it. The time periods are the same.
Special thanks to Karen Duncan Masters for grammatical review.
This Page last updated 2/28/01